Dental Insurance
All health insurance plans include dental care for children at no
extra cost.
For adults, a dental insurance plan can be added to
your health plan purchase.
Children’s Dental
Children’s preventive dental insurance is automatically included in the health insurance plans we offer. There is no monthly cost for these plans. Depending on your health plan, you'll have access to different networks of dentists. All preventative and diagnostic services are offered at no cost, while you’ll pay part of the cost for other services.
Family Dental
Adults can add dental insurance once they’ve selected a health plan. Single adults and families can enroll in a family dental plan. Children’s dental insurance is already included in our health plans, but you can also enroll them in a family dental plan (all children would need to be enrolled in that plan).
Children’s dental benefits are automatically included with our health plans. Learn More arrow_forward
Choose the Family Dental Plan That’s Right for You
Family dental insurance plans are available to single and married adults, with or without children, who have a health plan through Covered California.
Although kids already get dental care through their health plan, they can also be added to a family dental plan (all children in your family must be enrolled). There must be at least one adult (age 19 or older) enrolled in a family dental plan for a child in the family to enroll. (Not all adults in the household are required to enroll.) If a family chooses to enroll children in a family dental plan, all children younger than 19 who live in the household must enroll.
We offer two kinds of dental plans: DHMO and DPPO plans.
Read the dental covered services, limitations, and exclusions (PDF) for each of our dental insurance companies for 2025.
- No deductible (the amount you pay before the dental insurance company pays)
- No annual limit
- No out-of-pocket maximum (what you pay in deductibles, copays and coinsurance per plan year)
- Lower premiums than dental PPO plans
- Free x-rays, exams, cleaning and sealants
- No office copays (the amount you pay at the time of service or are billed)
- No waiting period for children
- $50 deductible (the amount you pay before the dental insurance company pays) for each adult
- $75 deductible for each child
- Some costs outside your network are covered
- Greater choice in dental service providers
- No deductibles for preventive or diagnostic dental care
- No out-of-pocket maximum for adults (what you pay in deductibles, copays and coinsurance per plan year)
- Free x-rays, exams, cleaning and sealants
- No office copays (the amount you pay at the time of service or are billed)
Dental Insurance Companies
These companies meet all the state and federal requirements for plans, plus additional standards established by Covered California.
Need help applying?
You can get help from a certified enrollment counselor right away. It’s always free and confidential. Talk to someone about your options and have them guide you through the process. You can enroll in person, by phone or online.
Help is available in more than a dozen languages.