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Losing Medi-Cal Coverage

Even if you got a notice that your Medi-Cal is ending, you may still have health insurance options. Covered California can help you get a health plan and avoid a gap in coverage, but you must act as soon as possible.

Your Medi-Cal Is Ending

You received this notice because you or someone in your household is no longer eligible for Medi-Cal. California law requires us to enroll you in a new plan through Covered California.

Whether a plan was selected for you depends on whether you qualify for financial help. If you do, we picked the plan that offered you the most financial help — but you don't have to keep it.

Your notice includes your access code, case number and deadline. It will also tell you whether a plan has already been selected for you and how much financial help you may qualify for.

You have one month from the date your Medi-Cal ends to select a plan without a coverage gap. You can still enroll for up to 90 days, but waiting may leave you without insurance. Sign in to your account to keep, change or cancel your plan.

If you think you received the notice by mistake, find your local Medi-Cal office on DHCS.ca.gov.

Why Medi-Cal Eligibility Can Change

Medi-Cal eligibility is based on your household size and income. If either of these changed, you may no longer qualify.

You can get health insurance through Covered California — usually with financial help to lower your monthly costs. Medi-Cal and Covered California are both part of the same system and moving between them is normal.

What’s your situation?

Your Situation
Your Situation
What Happened
What to Do
A plan was selected for you.
California law requires Covered California to enroll you in a plan so you don’t have a gap in coverage. We picked the one with the most financial help.
You don’t have to keep the plan chosen for you. Sign in to your account to keep, change or cancel it.
A plan was not selected for you.
You may not qualify for financial help through Covered California.
Double check the information on your application and see if you qualify for financial help. If you still don’t qualify, you can compare plans and costs, then select a plan and make your first payment.
You think your Medi-Cal ended by mistake.
Your county may need to review or correct your information.
Contact your local Medi-Cal county office.

What is financial help?

Financial help — also called premium tax credits — lowers your monthly premium (what you pay to your health insurance company each month) and your .

Learn more about how financial help works.

What to Do Next

  • Check Your Notice

    Look for your access code, case number and deadline.

  • Review Your Options

    Even if a new plan was picked for you, you don’t have to keep it. Compare plans and costs before you decide.

  • Keep, Cancel or Change Your Plan

    Sign in to your account and decide what you want to do. If your new plan includes a monthly premium, make your first payment to avoid a gap in coverage.

Need help?

We don't want you to lose your health insurance. Act before your Medi-Cal ends to stay covered.

Get Help

Questions About Your New Plan